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Android Pay to Rival Apple Pay in the UK Next Month |
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#201 |
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Forum Member
Join Date: Nov 2008
Posts: 720
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Quote:
Unless your a baby face like me and need ID for booze!
![]() http://www.bbc.co.uk/news/technology-36302214 |
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#202 |
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Join Date: Oct 2012
Location: Newcastle
Posts: 1,510
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Sounds even easier to fake...
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#203 |
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Forum Member
Join Date: Aug 2005
Posts: 68,710
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Quote:
Actually, your device doesn't need unlocking for a contactless payment. It just needs to have the screen awake for a few seconds or so, whilst touching the reader. I've used my S6 for a number of purchases since Android Pay launched, all done whilst locked and by pressing the power button, which lights up the screen for about 10 secs or so. Absolutely no problems whatsoever.
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Just need to wait for other retailers to catch up, in Sainsbury's and more rural branches of Tesco, people are still bashing in their PINs like it's 2004.
Needless to say, neither Sainsburys Bank nor Tesco Bank has signed up to Android Pay yet, so the two cards that I would really value on Android Pay can't be used. Quote:
Does Android Pay always require a network connection to function? Or can it work fine without reception/wifi?
I used mine with data turned off - went through fine.
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#204 |
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Forum Member
Join Date: Jun 2004
Location: London E17
Posts: 1,333
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I had an e-mail from TfL regarding the use of Android pay on the tube.
Refers to this web page https://tfl.gov.uk/fares-and-payment...nt/android-pay When using Android pay (and I guess Apple pay) on the their network, you also need to make sure you have enough battery on your phone for the whole journey. Make sure you have enough battery Your phone must be switched on to use it to travel. You should also check that you have enough battery on your phone to complete your journey. If you don't and: • The battery runs out during a rail journey, you won't be able to touch out at the end and could be charged a maximum fare •An inspector asks you to touch your phone on their reader, it won't be able to be read and you could be liable for a penalty fare |
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#205 |
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Forum Member
Join Date: May 2005
Posts: 59,737
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Just set this up with my HSBC Advance debit card on my Moto X and it was a really simple. I don't think I'll use it very often but it's a handy backup if I forget my wallet. I left it on my office desk once and didn't realise until I was at the supermarket checkout that evening - which was very embarrassing.
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#206 |
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Forum Member
Join Date: Jul 2002
Location: a land filled with trolls
Posts: 12,018
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Quote:
I had an e-mail from TfL regarding the use of Android pay on the tube.
Refers to this web page https://tfl.gov.uk/fares-and-payment...nt/android-pay When using Android pay (and I guess Apple pay) on the their network, you also need to make sure you have enough battery on your phone for the whole journey. Make sure you have enough battery Your phone must be switched on to use it to travel. You should also check that you have enough battery on your phone to complete your journey. If you don't and: • The battery runs out during a rail journey, you won't be able to touch out at the end and could be charged a maximum fare •An inspector asks you to touch your phone on their reader, it won't be able to be read and you could be liable for a penalty fare |
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#207 |
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Forum Member
Join Date: Jul 2009
Location: Eton Wick
Posts: 108
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I've tested this a bit more on my galaxy s6 today. It appears that only the screen needs to be awake to make a purchase. My screen was awake, but the phone was locked and payment went through successfully.
I was always under the impression that this would be like apple pay, being that each transaction would need to be authenticated with a fingerprint or pass code. So if you do happen to lose your phone, someone could potentially make purchases before you realise. |
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#208 |
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Forum Member
Join Date: Nov 2015
Posts: 2,090
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So no more or less secure than a contactless card then.
So all we really need is a contactless card emulator app for both Android and iPhones and there would be no need for anything else. Just get the phone to send the same details that your contactless card already does and if your bank issues contactless cards (so nearly everyone) you wouldn't need to wait for your bank to join in with Android Pay or Apple Pay. |
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#209 |
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Forum Member
Join Date: Aug 2013
Posts: 494
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Quote:
It's not Barclays or any other banks job to tell me how I can spend my money.
They brag about having the latest tech, being the first to support contactless etc Then they actively try not to support payment methods that are becoming standards. How much have they spent developing and marketing bPay when they could just support Apple/Android Pay like banks such as Lloyds and building societies like Nationwide. Barclays are adding NFC payments to their own mobile banking apps |
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#210 |
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Forum Member
Join Date: Jul 2009
Location: Eton Wick
Posts: 108
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Quote:
So no more or less secure than a contactless card then.
So all we really need is a contactless card emulator app for both Android and iPhones and there would be no need for anything else. Just get the phone to send the same details that your contactless card already does and if your bank issues contactless cards (so nearly everyone) you wouldn't need to wait for your bank to join in with Android Pay or Apple Pay. |
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#211 |
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Forum Member
Join Date: Oct 2003
Location: the wild world web
Posts: 28,132
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The conversation is a bit schizo.
It was said that the bank sets the requirement, some insist on a device unlock action. |
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#212 |
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Forum Member
Join Date: Jul 2002
Location: a land filled with trolls
Posts: 12,018
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I've not tried paying with the screen merely on, but locked, as it times out after a few seconds and I can only imagine problems if it goes off before it has successfully connected.
There's no need to have a secure unlock of the phone if the banks aren't asking for it, any more than a normal CPC, but clearly for payments over £30 (or whatever the limit is set by the bank or merchant) you'll need to have a secure method - or not be able to use it at all. |
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#213 |
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Forum Member
Join Date: Jul 2009
Location: Eton Wick
Posts: 108
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I'm not sure if it's already been mentioned, but I see they are offering monthly incentives. Quote:
http://www.mirror.co.uk/tech/android...onthly-7992236
To celebrate the launch, Google is launching a promotion called "Android Pay Day", which will reward users with special offers on the Tuesday before each month's pay day, "to make that last week just a little less painful". Starting in June, Starbucks UK and Deliveroo will be among the first to reward Android Pay users with money-saving offers - and Google said more offers will roll out in the coming months. |
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#214 |
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Forum Member
Join Date: Oct 2004
Posts: 14,645
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To add fuel to the "do you need it to be unlocked" fire: I didn't have to unlock my phone, using Nationwide. The screen had to be on but that's it
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#215 |
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Forum Member
Join Date: Oct 2004
Posts: 14,645
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Quote:
So no more or less secure than a contactless card then.
So all we really need is a contactless card emulator app for both Android and iPhones and there would be no need for anything else. Just get the phone to send the same details that your contactless card already does and if your bank issues contactless cards (so nearly everyone) you wouldn't need to wait for your bank to join in with Android Pay or Apple Pay. So you'd still need co-operation and support from the bank to get the data that the phone needs to send. That is literally what Android Pay and Barclays' own abomination do! |
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#216 |
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Forum Member
Join Date: Nov 2003
Posts: 870
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Seems unlike Apple Pay it doesn't work in all contactless locations. Didn't work in B&M so had to use my card (contactless, same card). Interestingly though I did notice their contactless solution was implemented by Barclays...
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#217 |
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Forum Member
Join Date: Mar 2001
Location: North West
Posts: 4,885
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Quote:
Barclays are adding NFC payments to their own mobile banking apps
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#218 |
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Forum Member
Join Date: Jul 2000
Location: UK
Posts: 8,103
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Quote:
I've tested this a bit more on my galaxy s6 today. It appears that only the screen needs to be awake to make a purchase. My screen was awake, but the phone was locked and payment went through successfully.
I was always under the impression that this would be like apple pay, being that each transaction would need to be authenticated with a fingerprint or pass code. So if you do happen to lose your phone, someone could potentially make purchases before you realise. I've used it twice today with my Z3 but it wouldn't work until I put in my screens pass code. It looks as though some banks may go with Samsung and others with Android. No NatWest I'm afraid. |
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#219 |
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Forum Member
Join Date: Jul 2000
Location: UK
Posts: 8,103
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Quote:
To add fuel to the "do you need it to be unlocked" fire: I didn't have to unlock my phone, using Nationwide. The screen had to be on but that's it
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#220 |
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Forum Member
Join Date: Jul 2009
Location: Eton Wick
Posts: 108
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Quote:
Something seriously wrong there then. The whole concept is that although you don't need to have the app open you do need to enter a passcode or finger code and unlock the screen before it will work.
I've used it twice today with my Z3 but it wouldn't work until I put in my screens pass code. It looks as though some banks may go with Samsung and others with Android. No NatWest I'm afraid. |
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#221 |
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Forum Member
Join Date: Jul 2000
Location: Oxford, UK
Posts: 3,332
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Went to butcher who has contactless, spent £100, made sure my screen was unlocked, put the phone on the card reader. It didn't allow contactless.
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#222 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,352
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Quote:
So no more or less secure than a contactless card then.
So all we really need is a contactless card emulator app for both Android and iPhones. I don't see how an app would work, you might be able to use someone else's details which would be dodgy. |
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#223 |
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Forum Member
Join Date: Mar 2011
Location: Hertfordshire
Posts: 2,938
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Quote:
Went to butcher who has contactless, spent £100, made sure my screen was unlocked, put the phone on the card reader. It didn't allow contactless.
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#224 |
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Forum Member
Join Date: Nov 2000
Posts: 9,397
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I can now take Android Pay in my cab, on day 2 of the announcement. (Twas the same when ApplePay came out).
21st Century Cabbie
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#225 |
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Forum Member
Join Date: May 2008
Posts: 166
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I tested my android pay at the post office, tapped my phone when the screen was off, the phone screen switched on and vibrated and a green tick was on the screen
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