Originally Posted by paralax:
“We also have a benefits system that does nothing to discourage irresponsible people from creating children who they can't support. And they dish out housing benefit direct to claimants who don't use it to pay their rent and end up being evicted. It should be benefit fraud to claim housing benefit and not use it to pay rent. The law makes it so expensive to evict tenants who don't pay their rents and forces landlords to wait months to get them out that they are not prepared to rent to high risk tenants on housIng benefits.”
While fecklessly having children and expecting the state to provide does happen its not typical. Its the exception not the rule.
Only 3% of those accepted as homeless in Q2 2016 with a local authority duty to house became homeless due to rent arrears.
Housing benefit is often less than private rented rent. The average short fall for private rented is more than £20 a week. On top of that depending on local authority area there can also be as short fall between council tax and council tax reduction. Should providing benefits that do not cover what they were originally designed to and so are no longer fit for purpose be described as fraud by the government.
England 2016 Q2 Households accepted as homeless with local authority duty to house in the quarter.
Reason for loss of last settled home.
32% End of assured short hold tenancy
19% Relatives/friends no longer willing or able to provide accommodation
16% Relationship breakdown with partner
15% Other reasons (for example left state care, left armed forces, left prison, left hospital inpatient care or residential care home, left border agency provided asylum seeker housing, returned to UK from abroad, homeless rough sleeper or hostel, had to move due to harassment or violence from a non partner for example racially motived, housing unfit for human habitation, etc)
6% Loss of other rented or tied housing (tied housing is provided as part of their job, employment ends lose housing)
3% Rent arrears (Note for those on benefits there is often a short-fall between rent and housing benefit, that short-fall can be substantial)
1% Mortgage arrears (repossession or other loss of home) (Note for those on benefits there is typically a substantial short-fall between mortgage payments and support for mortgage interest)