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Forgetting to remove your bank card from the reader |
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#1 |
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Forum Member
Join Date: Mar 2004
Location: a whimsical world
Posts: 20,959
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Forgetting to remove your bank card from the reader
I've done this again today for about the 4th time with my debit card!
Luckily the assistant ran after me with it. I've also found bank cards still in the slot -once at a newsagents where I immediately pointed it out to the shop assistant, and another time at an Argos self checkout machine, which I handed in. I hope the owners retrieved them. The thing is that the checkout assistant don't always notice as the machine is pointing away from them. It only happens with the ones that don't beep to prompt card removal, or require you to remove it to print out the till receipt. I think they should be all like that but some shops still have ones that don't prompt. It's rather worrying with contactless payment, what's to stop someone retrieving your card for themselves and then going on a contactless spending spree?
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#2 |
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Forum Member
Join Date: Nov 2006
Location: Chez Newda
Posts: 3,948
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Quote:
It's rather worrying with contactless payment, what's to stop someone retrieving your card for themselves and then going on a contactless spending spree? ![]() |
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#3 |
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Forum Member
Join Date: Nov 2009
Posts: 1,163
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I once made this mistake in a Tesco's. Dunno where my head was at. Wasn't until the next morning I realised my card was missing. Thank goodness the checkout staff handed it in for safe keeping and the customer service desk had it. Without any fraudulent transactions. Phew!
But yes this is an aspect of contactless payment that troubles me. It's all very well for the banks to promise to write-off any contactless payments that have been made with a stolen card, but that doesn't help my personal safety. My concern is that if thieves know they can go run off several £20 transactions (or whatever the limit is nowadays) from a stolen card before it gets cancelled, it must surely increase our vulnerability and risk profile of being mugged in the first place? |
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#4 |
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Forum Member
Join Date: Mar 2004
Location: a whimsical world
Posts: 20,959
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At least with contactless, however, you won't forget to take your card with you. However if you drop your wallet then someone could go on a spending spree of £30 transactions.
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#5 |
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Forum Member
Join Date: Jul 2003
Posts: 53,385
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Quote:
It's rather worrying with contactless payment, what's to stop someone retrieving your card for themselves and then going on a contactless spending spree?
![]() Interestingly I wonder if cards have fraud detection so if someone is using a debit card contactless up to the limit.. then the same again 15 mins later.. then the same again 15 mins later... if the card begins to ask for the PIN. |
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#6 |
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Forum Member
Join Date: Aug 2015
Posts: 63
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leaving card in machine
My daughter removed her card but left the money, Panicking she rushed back--no money. Enquiring in the bank they told her it was OK. If you don't remove it, after a short time it takes the money back.
She was lucky somebody didn't see the notes as she walked away. |
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#7 |
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Forum Member
Join Date: Feb 2011
Location: Another time, another place..
Posts: 24,629
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I left my card in a clothes shop once and didn't realise until I went to pick up a repaired ring in another shop further along the street. I suddenly noticed it wasn't in my purse and flew into utter panic as I was miles away in a strange town. I gabbled out that I would be back as soon as I'd found my card and started to leave wondering how I could run back to the clothes shop with everything but the lovely ladies behind the counter took my bags, coat, boxes and even the hamster I had just bought and kept them safely behind the counter until I returned!
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#8 |
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Join Date: Aug 2010
Location: The Pit of Despair
Posts: 50,130
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Quote:
Well that's mainly why contactless has a spending limit for individual purchases. And as said already.. if you realise you've lost the card the first thing to do is ring the bank and stop it.
Interestingly I wonder if cards have fraud detection so if someone is using a debit card contactless up to the limit.. then the same again 15 mins later.. then the same again 15 mins later... if the card begins to ask for the PIN. |
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#9 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,350
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Quote:
Well that's mainly why contactless has a spending limit for individual purchases. And as said already.. if you realise you've lost the card the first thing to do is ring the bank and stop it.
Interestingly I wonder if cards have fraud detection so if someone is using a debit card contactless up to the limit.. then the same again 15 mins later.. then the same again 15 mins later... if the card begins to ask for the PIN. |
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#10 |
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Forum Member
Join Date: Dec 2015
Posts: 2,715
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I keep doing it in Tesco but have always realised just as I'd got outside and ran back in and luckily it was still hanging there as it wasn't busy so no-one else had gone to that self-scan machine.
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#11 |
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Forum Member
Join Date: Oct 2003
Location: Darn Sarf
Posts: 28,724
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Quote:
It's rather worrying with contactless payment, what's to stop someone retrieving your card for themselves and then going on a contactless spending spree? ![]() |
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#12 |
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Inactive Member
Join Date: Dec 2016
Location: London
Posts: 247
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My mums left her card onece in M&s and another time at Harrods - both times the staff were attnative and on the ball and sured mum picked up her card.
To help remiind you, make a habit of removing soon as pin enetrered - but ti you forget, cancel card asap. HNY |
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#13 |
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Join Date: Nov 2012
Posts: 1,569
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Bernard Manning - 'someone nicked my wallet, and my credit card was in it. I haven't reported it to the police because the thief's spending less on it than the wife did'.
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#14 |
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Forum Member
Join Date: Apr 2005
Location: colchester
Posts: 15,350
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Quote:
To help remiind you, make a habit of removing soon as pin enetrered - but ti you forget, cancel card asap.
HNY |
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#15 |
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Inactive Member
Join Date: Dec 2016
Location: London
Posts: 247
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Thoug limited use, those contacless cards are they way forwards
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#16 |
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Forum Member
Join Date: Aug 2009
Location: Aberdeenshire
Posts: 15,465
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Quote:
My daughter removed her card but left the money, Panicking she rushed back--no money. Enquiring in the bank they told her it was OK. If you don't remove it, after a short time it takes the money back.
She was lucky somebody didn't see the notes as she walked away.
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#17 |
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Forum Member
Join Date: Jan 2002
Posts: 40,632
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Quote:
I've done this again today for about the 4th time with my debit card!
Luckily the assistant ran after me with it. I've also found bank cards still in the slot -once at a newsagents where I immediately pointed it out to the shop assistant, and another time at an Argos self checkout machine, which I handed in. I hope the owners retrieved them. The thing is that the checkout assistant don't always notice as the machine is pointing away from them. It only happens with the ones that don't beep to prompt card removal, or require you to remove it to print out the till receipt. I think they should be all like that but some shops still have ones that don't prompt. It's rather worrying with contactless payment, what's to stop someone retrieving your card for themselves and then going on a contactless spending spree? ![]() |
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#18 |
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Forum Member
Join Date: Apr 2006
Posts: 4,112
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Quote:
I've done this again today for about the 4th time with my debit card!
Luckily the assistant ran after me with it. I've also found bank cards still in the slot -once at a newsagents where I immediately pointed it out to the shop assistant, and another time at an Argos self checkout machine, which I handed in. I hope the owners retrieved them. The thing is that the checkout assistant don't always notice as the machine is pointing away from them. It only happens with the ones that don't beep to prompt card removal, or require you to remove it to print out the till receipt. I think they should be all like that but some shops still have ones that don't prompt. It's rather worrying with contactless payment, what's to stop someone retrieving your card for themselves and then going on a contactless spending spree? ![]() From entering your pin to it being accepted is usually a matter of seconds so I'll be waiting to take the card as soon as it says it's ok to remove. |
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#19 |
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Forum Member
Join Date: Apr 2003
Location: Home For The Bewildered
Posts: 86,508
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A few times at the supermarket I have tried to put my card in the machine to find there is already one in there. I always hand it to the assistants, who quite matter of factly put it with the rest. They do not even call anybody.
They tell me it happens a lot. |
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#20 |
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Forum Member
Join Date: Nov 2008
Location: Paul Landers' Lederhosen
Posts: 4,110
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I've done it once in Tesco the day before I was going on holiday. Thankfully customer services had it behind their counter that night!
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#21 |
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Forum Member
Join Date: Jan 2001
Location: Offenburg, Germany
Posts: 1,344
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Quote:
In the past I've had cards stopped and the bank fraud department call me up to check that it was me using it, as there was a lot of 'unusual' activity on it. I don't know if they still do that or if people use their cards so much now it'd be hard to quantify what 'unusual' activity was!
I received an automatic call checking the transaction because it was outside my usual pattern. My Wife has now pointed out that I buying her jewelry shouldn't be so outside my spending pattern that the bank queries it
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#22 |
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Forum Member
Join Date: Dec 2007
Location: Herefordshire
Posts: 22,789
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I done it once at Argos, because thy have silly machines that almost hide the card, never saw that card again, i only realised when i went into Neros with a friend to have a coffee and the card was not in my wallet. I went into my bank to cancel it.
It was not contactless so that was a good thing, one of the reasons why I asked for a normal card the last time my card was renewed, I hope in march they will remember that and make sure my new card is not contactless. |
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#23 |
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Forum Member
Join Date: Dec 2007
Location: Herefordshire
Posts: 22,789
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Quote:
Thoug limited use, those contacless cards are they way forwards
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#24 |
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Forum Member
Join Date: Dec 2000
Posts: 24,058
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Quote:
Not for me, prefer cash to be honest.
Cash is a damn nuisance, coins in pockets and carrying wads of notes in wallets, two cards (debit and credit) is all that is needed to replace those. The only time I use cash these days is for car parking and the sooner the all machines are calibrated to take contactless cards the better. I always use a debit card but very rarely a credit card. |
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#25 |
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Forum Member
Join Date: Aug 2016
Location: The North!
Posts: 2,184
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This has happened to me once or twice, not in shops but usually at those pay at pump machines for petrol. For ages they never reminded you to take out your card but now they announce it really loudly "PLEASE REMOVE YOUR DEBIT CARD!" so morons like me don't forget.
They still do the "unusual activity" thing as well. My bank called me just before Christmas to check it was actually me spending £750 in a Jewelry shop. My girlfriend pointed out that it shouldn't trigger a warning of unusual activity when I buy a gift for her ![]() ![]()
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All times are GMT. The time now is 13:39.


Luckily the assistant ran after me with it. I've also found bank cards still in the slot -once at a newsagents where I immediately pointed it out to the shop assistant, and another time at an Argos self checkout machine, which I handed in. I hope the owners retrieved them. The thing is that the checkout assistant don't always notice as the machine is pointing away from them.
