O2 Gold Insurance....Worth the money??

sc0ttish · 20-10-2005, 10:22

Hi all,

Ok just wonder if its worth the money, i mean if i drop it and the screen cracks will i get a new one or will they send it away for a month to get it fixed?

Do i have to pay anything on top of the £4.99 if i claim.

Is there any catches? When i asked them they said as long as i report it with 24hrs then everything is ok?

And finally, is there a better insurance company out there?

Garyo2 · 20-10-2005, 14:39

The gold insurance can be paid montly at £4.99 or yearly at £59.99. There is no extra charges (apart from the £25 excess if you make a claim).

If you bought your phone over 14 days ago you are not allowed to add insurance.

Gold cover, will cover you for most circumstances. Lost, Stolen, Accidental damage, Fradulent calls upto £2k. Usually if claim is accepted you get another phone within 24 hours.

dominoid · 20-10-2005, 17:19

phone insurance is always worth it. Remnember the cost of your phone SIM free is much greater than what you would have paid for it on a network. You can usually get the same service as the networks offer from your bank but the advantage with most network provded insurance is that if you lose/damage your phone you cna get a new one within 24 hours usually. It varies from network to network though, I'm not 100% sure about O2. I know with orange you can just add it any time and it generally gives you a new phone to your door the next day in most cases. Most of the networks are pretty much identical for insurance AFAIK

20-10-2005, 10:22	#1
sc0ttish Forum Member Join Date: Dec 2001 Location: . Posts: 689	O2 Gold Insurance....Worth the money?? Hi all, Ok just wonder if its worth the money, i mean if i drop it and the screen cracks will i get a new one or will they send it away for a month to get it fixed? Do i have to pay anything on top of the £4.99 if i claim. Is there any catches? When i asked them they said as long as i report it with 24hrs then everything is ok? And finally, is there a better insurance company out there?

20-10-2005, 14:39	#2
Garyo2 Forum Member Join Date: Oct 2005 Location: UK Posts: 566	The gold insurance can be paid montly at £4.99 or yearly at £59.99. There is no extra charges (apart from the £25 excess if you make a claim). If you bought your phone over 14 days ago you are not allowed to add insurance. Gold cover, will cover you for most circumstances. Lost, Stolen, Accidental damage, Fradulent calls upto £2k. Usually if claim is accepted you get another phone within 24 hours.

20-10-2005, 17:19	#3
dominoid Forum Member Join Date: Apr 2005 Location: Plymouth Posts: 581	phone insurance is always worth it. Remnember the cost of your phone SIM free is much greater than what you would have paid for it on a network. You can usually get the same service as the networks offer from your bank but the advantage with most network provded insurance is that if you lose/damage your phone you cna get a new one within 24 hours usually. It varies from network to network though, I'm not 100% sure about O2. I know with orange you can just add it any time and it generally gives you a new phone to your door the next day in most cases. Most of the networks are pretty much identical for insurance AFAIK

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O2 Gold Insurance....Worth the money??