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Gadget Insurance |
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#1 |
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Forum Member
Join Date: May 2004
Posts: 4,385
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Gadget Insurance
Hi, has anyone got any advice on insuring my ipod, digital camera and phone at somewhere like insuregadgets.com?
I'm paying £6.99 just for my mobile phone insurance with vodafone and this would work out cheaper but I'm rather cautious because I found plenty of websites that offer it (gizmoguard.co.uk, insureandsmile.com) of these websites look to be backed by any official 'heard of' institution as such and I just dont think I trust them. I've broke 2x digital camera LCD's recently which worked out very expensive for me and I just want piece of mind !! |
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#2 |
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Forum Member
Join Date: Jul 2006
Location: Scotland
Posts: 15,714
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Personally I think you are better with house insurance that covers this rather than paying a monthly fee for each individual product.
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#3 |
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Forum Member
Join Date: May 2004
Posts: 4,385
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The excess on my house insurance is £50 though so doesn't really help when facing a £70 repair charge for a broken LCD screen. I would also lose many many years no claims bonus making the whole claim thing pointless.
The £6.99 a month covers up to 3 gadgets up to £300 each so I think that's worth it. I'm really looking for some company reputation or advice on a reputable company offering this service.
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#4 |
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Forum Member
Join Date: Jul 2006
Location: Scotland
Posts: 15,714
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Quote:
The excess on my house insurance is £50 though so doesn't really help when facing a £70 repair charge for a broken LCD screen. I would also lose many many years no claims bonus making the whole claim thing pointless.
The £6.99 a month covers up to 3 gadgets up to £300 each so I think that's worth it. I'm really looking for some company reputation or advice on a reputable company offering this service. ![]() |
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#5 |
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Inactive Member
Join Date: Jul 2007
Posts: 8,063
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gadget insurance is almost always a waste of money
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#6 |
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Forum Member
Join Date: Mar 2008
Location: United Kingdom
Posts: 6,258
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Argos offer a good 3 year warranty if you bought it from them?
No quibble returns or very rarely repair. |
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#7 |
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Forum Member
Join Date: Jul 2007
Posts: 1,096
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Quote:
Argos offer a good 3 year warranty if you bought it from them?
No quibble returns or very rarely repair. 4. If the settlement is made because the product is considered uneconomical or not possible to repair, then: a) Allianz Schemes may take the product from you; and b) the cover will end and the Confirmation of Cover should be returned to Allianz Schemes. |
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