Anyone Know Anything About Payday Loans

Leigham_Masters · 20/02/15 - 11:41

Ive been looking at trying to get a payday loan for £10 as just started a new job and have to work a week in hand and running out of electric (stupid Prepay Meter) not many friends to lend me money, and My parent are complete A**holes, im sure some of you feel the same at moments,

Anyway anyone that could point me in the right direction would be great

itscoldoutside · 20/02/15 - 11:50

Wonga?

You would have to borrow £50, and pay back £52 within 7 days.

£10? I would sell something.

Leigham_Masters · 20/02/15 - 11:53

Litteraly nothing to sell really, not only untill recently that i got my own flat, and as it was my first ive got nothing really to sell

itscoldoutside · 20/02/15 - 11:58

Leigham_Masters wrote: »

Litteraly nothing to sell really, not only untill recently that i got my own flat, and as it was my first ive got nothing really to sell

Borrow from Wonga then, just spend the £10 and pay the rest back.

vierte · 20/02/15 - 12:03

Can't the job centre help you out?

cris182 · 20/02/15 - 12:05

If you get this loan will you have enough spare money to pay the loan plus the interest back next week? Or will that leave you short and they cycle will continue?

I would sell anything rather than do an interest loan, Dvd's anything but that

Leigham_Masters · 20/02/15 - 12:16

Crisis loans dont exist anymore, i dont own any dvds the only thing I have in my flat worth anything is my computer, which would leave me nothing to do, can blame my ex for that took everything when she left.. Edit ,tried wonga they wont do it, as i havent got a credit history yet, never had a loan until needing one now

sarahj1986 · 20/02/15 - 12:31

I seem to recall a thread afew years ago asking for £10 and some kind hearted person here gave the OP the money and then scarpered!

OP I'm sure you can find £10 from somewhere

toofast · 20/02/15 - 12:31

Leigham_Masters wrote: »

Ive been looking at trying to get a payday loan for £10 as just started a new job and have to work a week in hand and running out of electric (stupid Prepay Meter) not many friends to lend me money, and My parent are complete A**holes, im sure some of you feel the same at moments,

Anyway anyone that could point me in the right direction would be great

Yes, I do - stay away!
Honestly they are the absolute pits! Not forgetting in the unbelievable, they will hound you will texts and phone calls approaching the day you have to pay. And if you can't pay it only gets' worse. You will regret it.
Try selling something on Gumtree to raise the cash. With a prepaid meter, speak to your provider who may show you some sympathy and credit you until you are paid.

itscoldoutside · 20/02/15 - 12:34

What if we all give a pound each.

Mustabuster · 20/02/15 - 12:36

You can go overdrawn on your pre-paid meter. You may need to enable/access the emergency fund though by pressing a certain button.

itscoldoutside · 20/02/15 - 12:38

Cant you get rid of the meter once you are settled in your job, your friends must be tight if they won't lend.

Leigham_Masters · 20/02/15 - 13:06

as soon as i start recieving payments from my job the meters are going, and yeah they are. As long as they are ok, they dont care about anyone else .

Leigham_Masters · 20/02/15 - 13:08

The Meter is going as soon, as I Get my first paycheck, already got it booked on the 20th march they are coming to install the new meter.

terry45 · 20/02/15 - 13:13

There seems to be a trend for people claiming to have no money joining DS.

walterwhite · 20/02/15 - 13:15

Can't someone lend you £10? Infact i'll do it if none of your friends will.

terry45 · 20/02/15 - 13:15

Leigham_Masters wrote: »

The Meter is going as soon, as I Get my first paycheck, already got it booked on the 20th march they are coming to install the new meter.

No utility company is going to remove a pre pay meter as you already admit to having no credit history.

terry45 · 20/02/15 - 13:16

walterwhite wrote: »

Can't someone lend you £10? Infact i'll do it if none of your friends will.

Bingo.

Leigham_Masters · 20/02/15 - 13:20

terry45 wrote: »

No utility company is going to remove a pre pay meter as you already admit to having no credit history.

I Already Have it booked.

Leigham_Masters · 20/02/15 - 13:37

Ive asked pretty much all my friends now (i have not many) my family are out of the question, ive tried a dozen payday lenders, and nothing

Frankie_Little · 20/02/15 - 13:39

Your parents may be assholes but surely it would be better to ask them for a loan than strangers online? Or contact your electricity provider, explain your situation.

Frankie_Little · 20/02/15 - 13:40

I find it hard to believe there's no one in your life that can lend you a tenner til payday. Won't your employer lend it you?

Leigham_Masters · 20/02/15 - 13:43

My parent dont talk to me, i dont have many friends cause im not sociable, i dont like going out the only thing I go out for is work, and then im stuck in an office all day, im not asking for a loan of a stranger im looking for direction to a payday loan company that does loans for £10 with No credit history,

Jason · 20/02/15 - 13:44

itscoldoutside wrote: »

Borrow from Wonga then, just spend the £10 and pay the rest back.

Exactly. Perfectly valid advice under the circumstances.

sarahj1986 wrote: »

I seem to recall a thread afew years ago asking for £10 and some kind hearted person here gave the OP the money and then scarpered

The person didn't scarper, they stuck around and continued to post on DS as if nothing had happened and made no attempt to pay back the money.

But then these begging threads have appeared every now and again and it's always someone with less than 10 posts.

SparklySwede · 20/02/15 - 13:45

I know Crisis Loans have been done away with, but the DWP does 'budgeting loans' for emergencies (so as far as I can gather, a crisis loan under a different name?). I would definitely recommend going to a job centre to enquire about a budgeting loan before taking out a payday loan as they can easily lead to a vicious circle of borrowing to pay off previous loans...

Edit - if you have nothing to sell, what about old fashioned pawning?

A friend of mine pawned his jewellery when he was really struggling for cash and bought it back as soon as he had the money again (he was in a similar position to you from the sounds of things).

walterwhite · 20/02/15 - 13:45

Leigham_Masters wrote: »

My parent dont talk to me, i dont have many friends cause im not sociable, i dont like going out the only thing I go out for is work, and then im stuck in an office all day, im not asking for a loan of a stranger im looking for direction to a payday loan company that does loans for £10 with No credit history,

Send us your bank details and i'll give it you.

Possibly.

Hey there!

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Anyone Know Anything About Payday Loans

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